Financing that understands the work
Your industry has a rhythm. Your capital should keep up.
From the morning rush to the next expansion, ARF builds financing around the way established businesses actually operate.
A broad point of view
Business is personal. We start by listening.
Our consultants work with businesses across the country through relationships with community banks. That means thoughtful underwriting, useful context, and financing designed around your goals—not a one-size-fits-all script.
Talk with a consultant01Restaurants & cafés
02Retail & grocery
03Manufacturing
04Hardware stores
05Healthcare practices
06Home healthcare
07Pet stores & veterinary
08Auto repair
09Salons & spas
10Wholesale
11Plumbing & HVAC
12Hospitality
Starting points
Could ARF be a fit?
Requirements vary by product and industry, but approved businesses are generally established brick-and-mortar operations with consistent sales and a qualifying guarantor.
- Operating historyAt least one month for many approved industries
- Annual salesTypically $200,000 or more
- CreditPersonal Equifax score of 575+ for many programs
- Loan sizePotentially up to $500K single-entity or $750K multi-entity
Your business is worth a conversation
Let’s talk about what you’re building.
Tell us where you are headed and we’ll help you understand the options.
Apply online