More room to grow
Access larger loan amounts and terms designed to keep payments manageable as revenue changes.
Explore productsBusiness loans · revolving lines of credit
Capital that keeps up with your next move.
From a new location to a better-equipped team, ARF Financial gives established businesses the funding and flexibility to move forward with confidence.
About 10 minutes · No impact to your credit score
Built around your business
$5K–$1.5MFunding range
Up to 36 mo.Fixed repayment terms
Less than a weekTypical funding timeline
25+ yearsUnderstanding business owners
Why ARF
Financing should feel like a business advantage.
We pair seasoned loan consultants with flexible products and community-bank relationships, so you can make a smart decision without slowing down your business.
Built for real cash flow
Fixed payments, interest-only options, and a revolving line that can flex when your business does.
Compare optionsA clear path forward
Minimal documentation, quick answers, and a consultant who takes the time to understand the plan.
Meet ARF
Two ways to move
Choose the kind of flexibility your business needs.
Whether you want a dependable lump sum or a line you can draw from as opportunities come up, our loan consultants will help you find the right fit.
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BANKROLL
A revolving line with fixed weekly payments, unlimited draws and paydowns during the revolving period.
Learn about BANKROLL →◒
IO-BANKROLL
Interest-only payments for up to a year, with the power to fund growth on your schedule.
Learn about IO-BANKROLL →Made for operators
We know the work behind the numbers.
ARF serves a broad range of brick-and-mortar businesses, from restaurants and retailers to manufacturers, healthcare providers, and contractors.
See your industryRestaurantsManufacturingHealthcareRetailWholesaleContractorsPet & vetHospitality
Ready when you are
Let’s make the next move a smart one.
Start an application online, or speak with a consultant about what your business is building.
Apply online